What do I do if I can’t pay my rent?

Missing rent is scary, but there are steps you can take right away to reduce risk and buy time.

What you can do

If you can’t pay rent, communicate early, put everything in writing, and seek rental assistance.Source Eviction is a court process, not an immediate lockout, so acting quickly and keeping records matters.Source

Checklist

  1. Notify your landlord. Explain the situation in writing and ask about a payment plan.
  2. Apply for assistance. Look for state or local rental assistance programs and keep confirmation emails.
  3. Track all payments. Save receipts and bank records for anything you pay.
  4. Watch for notices. Do not ignore a notice to quit or court paperwork.
  5. Get help early. Contact legal aid or a tenant organization if you receive court documents.

Official sources

  1. Massachusetts Rental Assistance Programs (Mass.gov)
  2. MGL c.239 (Summary Process / eviction cases)
  3. Massachusetts Tenant Rights (Mass.gov)

What to expect

Landlords cannot lock you out without a court order. If a case is filed, deadlines move quickly, so respond as soon as you receive court paperwork.

Not legal advice. This page provides general information and is not a substitute for a lawyer. If you need help, contact legal aid or a tenant advocacy organization.